Car accidents are becoming less dangerous thanks to improved safety features and improved medical care systems. However, the increased survivability results in increased disabilities arising from car accidents. According to Driving-Tests.org, a driver education provider, about 2 million drivers and passengers suffer permanent injuries in car accidents each year. If you are among those who suffer permanent injuries in a crash, here's a look at what the best car accident lawyers say you should do about it.

Get a Medical Determination

You'll need a medical diagnosis that affirms you have suffered a permanent injury. The diagnosis should describe the injury, why it is permanent, and the general limitations it will cause you for the rest of your life. The diagnosis should also show how the accident caused the injury so the best car accident lawyers can use that information to help you file strongly supported insurance claims and a legal filing if needed.

File a Claim for Disability Coverage

You should file insurance claims with the respective insurers from whom you have insurance protection. That includes filing a car insurance claim and a life insurance claim if it includes disability coverage. Lots of life insurance policies will give policyholders a partial payout if they suffer a permanent disability that affects their quality of life and ability to earn income.

Seek Disability Coverage From Social Security

If you are disabled and can't earn a living as you had in the past, you could seek partial or full disability compensation from Social Security. A partial disability might enable you to obtain a partial payout of your Social Security benefits while a full disability likely would enable the full receipt of your benefits. A permanent disability is one of the qualifying factors for obtaining Social Security benefits prior to reaching retirement age.

Hold At-Fault Drivers Accountable

The best car accident lawyers can also help you hold negligent drivers accountable for a permanent injury. Some states have personal injury protection (PIP) coverage that automatically pays up to policy limits for the cost of injuries, including the cost of permanent injuries. If the PIP insurance does not fully cover your losses, you might file a suit against liable parties for additional compensation.

Are you looking for dependable car accident lawyers to assist you with your case? We have a team of professionals waiting to help you if you've suffered a permanent injury while working or otherwise traveling in a vehicle. Call Gridley, Ward & Hamilton today to learn more or schedule an initial consultation with one of our experienced car accident lawyers.